Service
Fintech
Regulated financial infrastructure, engineered for scrutiny.
What is fintech?
Fintech development is the building of regulated financial software such as digital banking, lending, wallets and payment infrastructure. Avezone delivers fintech systems with double-entry ledgers, KYC and AML workflows, PCI DSS aligned controls, immutable audit trails and reconciliation, meeting the requirements of banks and licensed financial institutions.
Typical stack
- TypeScript
- Go
- PostgreSQL
- Temporal
- Vault
- AWS
Outcomes
What you get
What Avezone is accountable for on a fintech engagement.
Double-entry ledger accuracy under audit
KYC, AML and sanctions screening workflows
PCI DSS aligned architecture and controls
Real-time reconciliation and dispute handling
FAQ
Fintech questions
Answers to what clients ask before committing to this work.
Does Avezone build software that meets State Bank of Pakistan requirements?
Yes. Avezone builds fintech systems designed for State Bank of Pakistan regulatory reporting, with immutable audit trails, double-entry ledgers and reconciliation built into the architecture rather than bolted on. Compliance controls are agreed during the architecture stage, so evidence is available when regulators or auditors ask for it.
How do you handle KYC and AML in a Pakistani context?
Avezone implements KYC using NADRA identity verification and biometric confirmation where the licence permits, combined with document capture and liveness checks. AML screening runs against sanctions and PEP lists with configurable risk scoring, and every decision is logged with the data that produced it so cases can be reviewed later.
What is a double-entry ledger and why does it matter?
A double-entry ledger records every transaction as balanced debits and credits, so account balances are always derivable from an immutable history. It matters because single-table balance tracking cannot survive an audit or a reconciliation dispute. Avezone treats the ledger as the system of record, with everything else derived from it.
Can Avezone integrate with Raast and 1LINK?
Yes. Avezone integrates Raast for instant payments and 1LINK for interbank switching, alongside wallets including JazzCash and Easypaisa. Integration work covers settlement reconciliation, retry and timeout handling, and dispute workflows, which is typically where in-house implementations struggle after going live.
Ready to talk about fintech?
Bring the constraints as well as the requirements. The first call is with a senior architect who will tell you plainly whether this is the right approach.